Maximize Your 1031 Exchange Strategy
Cash out tax-free equity before your 1031 exchange
while maintaining full ownership and control
Tax-Free Cash Today
Refinance now, access your equity before the exchange
Keep Full Control
Direct ownership with all the benefits of appreciation and depreciation
Defer Capital Gains
1031 exchange maintains your tax deferral benefits
The Katalyst 4-Step Strategy
Assess Current Value
Determine your property's current market value and existing equity position to understand what you're working with.
Refinance
Pull out equity tax-free at favorable rates. Up to 60% CLTV is common maximum. This cash is available immediately for any business purpose.
Wait 6-12 Months, Then Sell
Create clean separation between your refinance and eventual property sale to satisfy IRS requirements. Use this time to plan your transition, then list and sell your property.
1031 Into New Property
Complete your 1031 exchange into a new investment property. You maintain all benefits of direct ownership—depreciation, appreciation, cash flow—while deferring capital gains taxes.
Why Direct Ownership Through 1031 Exchange?
A traditional 1031 exchange allows you to defer capital gains taxes while maintaining complete control over your investment. You're not just preserving wealth—you're positioning yourself for continued growth.
âś… Full Ownership Benefits:
- • Complete control over asset decisions
- • Direct access to depreciation benefits
- • 100% of property appreciation
- • Flexible exit strategies
- • Ability to refinance again in the future
🔄 Tax Advantages:
- • Defer capital gains indefinitely
- • Maximize depreciation write-offs
- • Estate planning benefits (step-up basis)
- • Can exchange multiple times
đź’ˇ Consider: Professional Property Management
Want to maintain ownership benefits while reducing day-to-day headaches? Professional property management offers a middle ground:
You Keep:
- • Full ownership and control
- • All appreciation and equity
- • Tax benefits of direct ownership
You Delegate:
- • Tenant management
- • Maintenance coordination
- • Day-to-day operations
Calculate Your Strategy
See how much cash you can access today while planning your 1031 exchange
Your Property Details
Note: 60% is the typical program maximum, but higher amounts can be arranged depending on property type and borrower qualifications.
Adjust based on your situation (realtor fees, closing costs, etc.)
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Enter your property details to see your results
Self-Managing Everything
- ❌ Midnight emergency calls from tenants
- ❌ Coordinating repairs and maintenance
- ❌ Dealing with vacancy and tenant turnover
- ❌ Time-consuming property inspections
- ❌ Limited time for other opportunities
Professional Management Option
- âś… Professional team handles day-to-day
- âś… You retain full ownership and control
- âś… All tax benefits of direct ownership
- âś… More time to pursue opportunities with equity you've pulled out
- âś… More time for family, hobbies, or other interests
